What we do for businesses

Insurance does not need to be costly if tailored to suit your exact needs and budget. Our team of experienced risk management consultants will assess your risk and create a unique insurance solution for your unique business needs

Products and services:

Business assets

Comprehensive cover for business interruption, theft, office contents, goods in transit etc.

Buildings combined

Cover for buildings occupied by non-manufacturing risks, for example, offices, flats, hotels and hospitals.

Commercial and cyber crimes

Indemnity against physical loss, damage of property, theft by computer crime/fraud, theft of the insured’s funds and dishonest acts by an employee.

Guarantees

Get cover for financial loss accrued from the contractor (principal debtor) defaulting on his contractual obligations.

Engineering

Cover for engineering risks involving machinery, computers, electronics, construction and more.

Agriculture

Covers crop loss or damage caused by weather. Also, get protection for damage to buildings and farming equipment.

Marine and aviation

Provides cover against cargo loss or damage during sea or air transport. This may include general average and salvage charges.

Film and entertainment

Insurance that meets the needs of filmmakers, broadcasters or anyone in the business of professional entertainment.

Hospitality

Cover that meets the needs of hospitality establishments including hotels, motels, B&Bs, resorts, guest houses, campgrounds, caravan parks and backpackers, lodges and nature reserves.

Trade credit

Financial protection for manufacturers, traders and service providers against late or unpaid commercial trade debt. In the event of late or non-payment from a buyer, the trade credit insurance policy will pay out a portion of the outstanding debt.

Challenge us!

See if we can help you save on your short term insurance premiums.

Hereford Direct (Pty) Ltd t/a Hereford Risk Management Services is an Authorised Financial Services Provider (Licence No. 43373)
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